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2. Credit union vs. bank mortgage: How to choose - AOL

   www.aol.com/finance/credit-union-vs-bank...

   Mortgage types: Many banks and credit unions offer a variety of mortgage loans, such as fixed and adjustable-rate mortgages, conventional mortgages and FHA loans.

3. The Pros and Cons of Credit Unions - AOL

   www.aol.com/finance/pros-cons-credit-unions...

   Credit unions are financial institutions that accept and insure deposits, issue loans, extend credit and provide most of the same services as banks. However, some key differences set them apart ...

4. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment ... Learn more:Compare today’s mortgage rates. Bottom line. Seniors with good ...

5. Credit unions: What makes them special? How are they ... - AOL

   www.aol.com/finance/credit-unions-makes-them...

   Plus, credit unions are not-for-profit companies that are focused on serving their members’ needs—meaning you can get higher yields on deposit products and lower interest rates on loans ...

6. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   When seniors apply for a mortgage, lenders look at the same financial criteria as they do for any other borrower, including credit history and score, debt-to-income (DTI) ratio, income and other ...

7. National Association of Federally-Insured Credit Unions

   en.wikipedia.org/wiki/National_Association_of...

   The National Association of Federally-Insured Credit Unions (NAFCU) is a U.S. trade organization representing the nation's federally-insured credit unions.The NAFCU hosts conferences, [1] publishes original research on issues relating to the credit union industry, [2] and provides testimony before the United States Congress on issues relating to credit unions and the financial services industry.

8. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   The best mortgage refinance rates go to those with a score of at least 740. Pay for large expenses. You can do a cash-out refinance to tap your home’s equity for ready money. You can use these ...

9. 7 best banks for seniors and retirees in February 2025: Ring ...

   www.aol.com/finance/best-bank-accounts-for...

   U.S. Bank is a brick-and-mortar bank with over 2,000 physical branches in 27 states. As someone who values face-to-face banking, I appreciate U.S. Bank’s extensive network. Plus, it offers a ...