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2. Credit union vs. bank mortgage: How to choose - AOL

   www.aol.com/finance/credit-union-vs-bank...

   Mortgage types: Many banks and credit unions offer a variety of mortgage loans, such as fixed and adjustable-rate mortgages, conventional mortgages and FHA loans.

3. The Pros and Cons of Credit Unions - AOL

   www.aol.com/finance/pros-cons-credit-unions...

   Credit unions are financial institutions that accept and insure deposits, issue loans, extend credit and provide most of the same services as banks. However, some key differences set them apart ...

4. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   How to qualify for a mortgage in retirement. When seniors apply for a mortgage, lenders look at the same financial criteria as they do for any other borrower, including credit history and score ...

5. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

6. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   The best mortgage refinance rates go to those with a score of at least 740. Pay for large expenses. You can do a cash-out refinance to tap your home’s equity for ready money. You can use these ...

7. Credit unions: What makes them special? How are they ... - AOL

   www.aol.com/finance/credit-unions-makes-them...

   Additionally, shop around for the best rates, as some credit unions may put more emphasis on savings APYs, while others may prioritize lower interest rates on loans. Check the credit union’s ...