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  2. What is a private student loan? - AOL

    www.aol.com/finance/private-student-loan...

    Shorter repayment timelines. Private student loans tend to come with shorter repayment timelines than federal loans. Through some government programs, you can adjust your student loan repayment to ...

  3. Federal vs. private student loans: What’s the difference? - AOL

    www.aol.com/finance/federal-vs-private-student...

    Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

  4. Pros and cons of private student loans - AOL

    www.aol.com/finance/pros-cons-private-student...

    Private student loans can often fill the gap left by federal student loans, which tend to be subject to caps. With private student loans, you can often borrow the full cost of the education.

  5. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    In the United States, student loans are a form of financial aid intended to help students access higher education. In 2018, 70 percent of higher education graduates had used loans to cover some or all of their expenses. [1] With notable exceptions, student loans must be repaid, in contrast to other forms of financial aid such as scholarships ...

  6. Navigating Student Loan Repayments: 5 Things To Know Now ...

    www.aol.com/finance/navigating-student-loan...

    After a longstanding moratorium enacted around the onset of the pandemic in the U.S., student loan repayments recommenced in October. For millions of Americans, the pressure to pay down hefty debt ...

  7. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [1]

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