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What have interest rates been for I bonds? We've put all the rates together in one chart – fixed rate, inflation rate, and combined rate. You can look up a specific bond there and see its entire history. You will probably have to enlarge the chart to view a particular row. We also have a Series I Bond rate history chart.
Your Treasury Direct: Learn more about Series I Bond rates. See past historical fixed and inflation rate chart, current rates, and future forecasting for upcoming rate announcements.
Historical I Bond Issues and Rates. The United States Department of the Treasury announces twice a year new fixed and inflation rates for I Bond issues in May and November.
This chart shows all fixed rates, inflation rates, and composite rates for all Series I savings bonds issued. Find rates for your bond by locating its issue date in the far left column. Then . . . ‒ The fixed rate is in the next column to the right.
The current composite I bond rate is 3.11%. This includes a 1.20% fixed rate and a 0.95% inflation rate. The current rate applies for six months to bonds purchased between Nov. 1, 2024, and April...
To calculate your particular I bond's upcoming composite rate, you'll need to know your fixed rate, and, in addition, what the latest inflation component is. Fortunately, we've done the...
We list interest rates for all I bonds ever issued in 2 ways: Matrix showing fixed rates, inflation rates, and combined rates together. See rate chart (PDF) See Series I Bond Rate History. Separate tables for fixed rates, inflation rates, combined rates. See “I bonds interest rates”.
Series I savings bonds, or I bonds, purchased through October 2024, will earn 4.28%, TreasuryDirect® announced May 1, 2024. This rate includes an inflation component of 2.96% annualized and a fixed rate of 1.30%, with the latter remaining constant throughout the bond’s life.
. Combining an I bond's fixed rate and inflation rate creates its composite rate, or the interest rate an I bond will earn. I bonds are offering a composite rate of 3.11% until April 30, 2025....
The fixed rate for I-bonds issued from November 2024 through April 2025 is 1.20% — and that will never change for as long as you hold the bond (I bonds mature after 30 years).