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The CAMELS rating is a supervisory rating system originally developed in the U.S. to classify a bank's overall condition. It is applied to every bank and credit union in the U.S. and is also implemented outside the U.S. by various banking supervisory regulators.
To get onto the FDIC problem bank list, a bank must receive a CAMELS rating by bank examiners of “4” or “5.” The CAMEL rates each element of Capital, Assets, Management, Earnings, and Liquidity from “1” to “5,” with “1” being the best and “5” being the worst. A composite rating is then assigned, and banks in the two ...
Frank Longo is an American puzzle creator and author of more than 90 books, [1] which have sold more than 2 million copies. [2]Longo is known for creating unusual crosswords, such as one on a 50x50 grid, [3] [4] the Jumbo Puzzles compilation of 29x29 puzzles [5] and is the creator and author of The New York Times Spelling Bee anagram puzzle.
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Margaret Petherbridge Farrar (March 23, 1897 – June 11, 1984) was an American journalist and the first crossword puzzle editor for The New York Times (1942–1968). Creator of many of the rules of modern crossword design, she compiled and edited a long-running series of crossword puzzle books – including the first book of any kind that Simon & Schuster published (1924). [1]
A Secret Service agent, Ford helps the group in the first book, The Camel Club, as they try to uncover a conspiracy that involves the kidnapping of President James H. Brennan and a captured Muslim terrorist. He is made a member of the Club at the end of the book. In The Collectors, Oliver Stone asks for Ford's help as part of the climax of the ...
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However, all of its puzzles are based on wordplay and linguistics. The NPL groups puzzles into four primary categories. The oldest two are the "flat" (which has a one-line answer) and the "form" (which has a multi-line answer). Flats (verse puzzles and anagrams) were a leading type of wordplay before black-squared crosswords were invented.