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2. Guide to FHA adjustable-rate mortgages - AOL

   www.aol.com/finance/guide-fha-adjustable-rate...

   First, here’s a quick primer on how ARMs and FHA loans work. An adjustable-rate mortgage, or ARM, is a type of home loan with an interest rate that changes over time. It has a lower fixed rate ...

3. FHA loans: Definition, requirements and limits - AOL

   www.aol.com/finance/fha-loans-134807555.html

   Basic home mortgage loan or 203(b) loan: The 203(b) loan is the FHA’s main home loan program. These loans come with fixed and adjustable-rate options, as well as a choice between 15- and 30-year ...

4. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

5. Streamline refinancing - Wikipedia

   en.wikipedia.org/wiki/Streamline_refinancing

   The up front mortgage insurance premium and ongoing mortgage premiums the FHA charges are partially based on the loan to value (LTV) ratio of the loan as well as dependent on the number of loans the FHA has seen default. In this case, the FHA streamline refinancing program's PMI and up front mortgage insurance rates are set by factors borrowers ...

6. FHA loan vs. conventional loan: What homebuyers should know - AOL

   www.aol.com/finance/fha-loan-vs-conventional...

   FHA loans may feature attractive mortgage interest rates compared with conventional loans because the government’s backing of the loan reduces the risk for the lender. But, the rate a lender ...

7. FHA insured loan - Wikipedia

   en.wikipedia.org/wiki/FHA_insured_loan

   Section 251 insures home purchase or refinancing loans with interest rates that may increase or decrease over time, which enables consumers to purchase or refinance their home at a lower initial interest rate. FHA's mortgage insurance programs help low- and moderate-income families become homeowners by lowering some of the costs of their ...