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2. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   Key takeaways. Direct Consolidation Loans and private student loan refinancing helps make federal student loans more manageable by rolling several balances into a single loan product.

3. What to know about Public Service Loan Forgiveness (PSLF) - AOL

   www.aol.com/finance/know-public-loan-forgiveness...

   The PSLF program forgives remaining student loan balances for borrowers in the Direct Loan program after 120 qualifying monthly payments under an income-driven repayment (IDR) plan.

4. New York City Department of Citywide Administrative Services

   en.wikipedia.org/wiki/New_York_City_Department...

   The New York City Department of Citywide Administrative Services (DCAS) is a department of the New York City government tasked with recruiting, hiring, and training City employees, managing 55 public buildings, acquiring, selling, and leasing City property, purchasing over $1 billion in goods and services for City agencies, overseeing the greenest municipal vehicle fleet in the country, and ...

5. Pros and cons of debt consolidation: Is it a good idea?

   www.aol.com/finance/pros-cons-debt-consolidation...

   You can consolidate nearly every type of consumer debt, including medical debt, personal loans, credit cards and student loan debt. However, consolidation loans aren’t an immediate fix. You must ...

6. Federal student loan consolidation - Wikipedia

   en.wikipedia.org/wiki/Federal_student_loan...

   The Federal Loan Consolidation Program was created in 1986. In 1998, the United States Congress changed the interest rate to the aforementioned fixed rate weighted mean, effective February 1, 1999.

7. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your ability to repay: Don’t get a debt consolidation loan unless you’re 100% sure you can repay it. Missing payments could drive you deeper into debt, and missed payments drag down your ...

8. How do you qualify for a debt consolidation loan?

   www.aol.com/finance/qualify-debt-consolidation...

   Depending on the loan terms, you could save money on interest and pay off your total debt sooner with a low interest debt consolidation loan. It lets you roll multiple high-interest debts into a ...

9. 5 best debt consolidation options

   www.aol.com/finance/5-best-debt-consolidation...

   Using the example above, if you take out a $5,000 debt consolidation loan with a three-year term and an 11 percent fixed interest rate, you’ll pay $164 per month and $892.97 in interest over the ...