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  2. Housing Reports: What the Real Estate and Mortgage Numbers ...

    www.aol.com/news/2010-11-28-housing-reports-what...

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  3. How long should I keep mortgage statements and documents? - AOL

    www.aol.com/finance/long-keep-mortgage...

    Keep your mortgage documents and related home sale records for at least seven years after selling your home. This includes proof of mortgage payoff , the closing statement and receipts for capital ...

  4. Chain of title - Wikipedia

    en.wikipedia.org/wiki/Chain_of_title

    Widespread lack of clarity in chain of title results from a 1995 decision by many lenders to rely on a third entity—often, a specific company, Mortgage Electronic Registration Systems (MERS)--to hold title nominally, in an effort to enable the buying and selling of mortgage liabilities without registration of changes of ownership with local ...

  5. Your mortgage statement explained - AOL

    www.aol.com/finance/mortgage-statement-explained...

    The law requires mortgage servicers to send one mortgage statement per billing cycle. If a billing cycle is less than 31 days, servicers are only required to send you a monthly statement. Show ...

  6. House price index - Wikipedia

    en.wikipedia.org/wiki/House_price_index

    These covered the majority of mortgage lenders in the UK. The UK House Price Index replaced this release in June 2016.[3] Historically, HM Land Registry also published a separate house price index calculated by Calnea Analytics. It used the HM Land Registry’s data, which consists of the transaction records of all residential property sales in ...

  7. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    The main concern is that mortgage lenders and brokers, operating legally, are finding loopholes in the law to obtain additional profit. The typical scenario is that terms of the loan are beyond the means of the ill-informed and uneducated borrower. The borrower makes a number of interest and principal payments, and then defaults.

  8. Home Owners' Loan Corporation - Wikipedia

    en.wikipedia.org/wiki/Home_Owners'_Loan_Corporation

    The corporation was established in 1933 by the Home Owners' Loan Corporation Act under the leadership of President Franklin D. Roosevelt. [2] Its purpose was to refinance home mortgages currently in default to prevent foreclosure, as well as to expand home buying opportunities.

  9. Free and clear - Wikipedia

    en.wikipedia.org/wiki/Free_and_clear

    In property law, the term free and clear refers to ownership without legal encumbrances, such as a lien or mortgage. [1] For example: a person owns a house free and clear if he has paid off the mortgage and no creditor has filed a lien against it.

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