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  2. What is a credit reporting agency? - AOL

    www.aol.com/finance/credit-reporting-agency...

    Equifax says it has collected consumer credit data on more than 245 million Americans. Experian. Experian is a global credit reporting agency that has operated for more than 125 years. Its North ...

  3. Comparison of free credit monitoring services - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_free_credit...

    Daily TransUnion & Daily Equifax full reports [8] TransUnion, Equifax [8] Sometimes [9] VantageScore 3.0 [10] Credit Sesame Monthly summary [11] TransUnion [11] Last 4 digits only [11] VantageScore 3.0 [11] Equifax Core Credit Monthly summary [12] Equifax Last 4 digits only [12] VantageScore 3.0 [12] FICO Free Credit Score Plan Monthly summary ...

  4. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    The three credit bureaus, Experian, Equifax and TransUnion, track credit histories for individual consumers. Each bureau assigns consumer credit scores based on the information it receives from ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The Consumer Financial Protection Bureau (CFPB) charged both Equifax, Inc. and TransUnion with deliberate deceit of consumers about the value of the credit scores sold, as they were caught providing different scores to consumers than what was being provided to lenders. [66]

  6. Equifax, Experian, and TransUnion Change the Way They ... - AOL

    www.aol.com/news/equifax-experian-transunion...

    The three largest credit reporting companies in the U.S. announced last week they will remove about 70% of medical collection debt from consumer records.

  7. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    In zip codes that were majority Latino, 31.4% of individuals had a credit score of less than 620, and only 47.3% had credit scores greater than 700. [ 41 ] 2012 study examined the credit scores for about 200,000 consumers finding the median FICO score in majority minority zip codes was in the 34th percentile, while it was in the 52nd percentile ...

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