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The best unsecured personal loans can help you secure financing without having to worry about jeopardizing a personal asset like the cash in your savings account.
An unsecured personal loan doesn’t require you to pledge an asset, such as a house or car, as collateral. Instead, approval is based primarily on your credit score and finances.
Explore our experts' picks of the best personal loans of 2024, including reputable companies like SoFi, LightStream and LendingPoint. Learn more about our top loan providers to find the right ...
If you need to finance an upcoming project, unexpected expenses or even tuition, unsecured loans can help you get financing without pledging collateral like your home.
Unsecured loans don’t require collateral, such as a home, vehicle or savings account, to back the loan. Instead, they are backed only by the borrower’s creditworthiness and promise to repay the loan. A common type of unsecured loan is a personal loan. Unsecured personal loans generally range from about $1,000 to $50,000.
Prosper makes it easy to apply for a personal loan and to check your rate and estimated monthly payments without affecting your credit score. If you’re eligible for a personal loan, you’ll review your offers and choose loan terms that work best for you.
Learn how to select the best unsecured personal loan without collateral, check interest rates and get tips on applying for unsecured loans.
Disbursement timeline: Most personal loan lenders can get you funded within 3–5 business days of approval, but the most expedient lenders can disburse your loan within the same day. If you need ...
The best unsecured loans come with low interest rates, no or reasonable loan fees and flexible repayment terms. Key insights Unsecured personal loans can be used for nearly any purpose.
What is an Unsecured Personal Loan? A Personal Unsecured Installment Loan provides you access to the money you need without using your property as collateral. You receive funds in one lump sum and pay it off through monthly payments over a fixed term of your choosing.