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  2. Expedited Funds Availability Act - Wikipedia

    en.wikipedia.org/wiki/Expedited_Funds...

    Aggregate total of checks deposited into one account on one business day is greater than $5,000.00. $200 first business day following deposit, $600 second business day following deposit, $4,800 third business day following deposit, remainder seventh business day New account: The account being deposited into has been open for less than 30 days.

  3. Financial Institutions Reform, Recovery, and Enforcement Act ...

    en.wikipedia.org/wiki/Financial_Institutions...

    In addition, FIRREA gives both Freddie Mac and Fannie Mae additional responsibility to support mortgages for low- and moderate-income families (12 U.S.C §1441a–2(b). Authorization for State housing finance agencies and nonprofit entities to purchase mortgage-related assets - Investment requirement).

  4. Loan modification in the United States - Wikipedia

    en.wikipedia.org/wiki/Loan_modification_in_the...

    Fannie Mae's foreclosure prevention efforts have generally been made available to a borrower only after a delinquency occurs. Under Fannie Mae's new guidance, loan servicers can use foreclosure prevention tools to assist distressed borrowers when a borrower demonstrates the need. As noted above, these guidelines apply to borrowers who are still ...

  5. Mortgage seasoning: What is it and what are the requirements?

    www.aol.com/finance/mortgage-seasoning...

    For mortgages, money becomes "seasoned" after it's been in an established account from 60 to 90 days. If you’re looking to buy a home, you’re probably familiar with the seasonality of the real ...

  6. Why Bill Ackman is 'confident' Trump will privatize Fannie ...

    www.aol.com/finance/bill-ackman-confident-trump...

    The stocks of Freddie Mac and Fannie Mae — semi-acronyms for Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association — jumped in the hours after Ackman’s comments.

  7. Fannie Mae - Wikipedia

    en.wikipedia.org/wiki/Fannie_Mae

    The July 30, 2008, law enabling expanded regulatory authority over Fannie Mae and Freddie Mac increased the national debt ceiling by US$800 billion (equivalent to $1,111,800,000,000 in 2023), to a total of US$10.7 trillion in anticipation of the potential need for the Treasury to have the flexibility to support the federal home loan banks.

  8. What Is the 30-Day Savings Rule? - AOL

    www.aol.com/30-day-savings-rule-210042671.html

    The day on which you sell is not counted as one of the 30 calendar days. Therefore, you could say that the wash-sale rule is 31 days if you include the day on which you sell.

  9. Real estate mortgage investment conduit - Wikipedia

    en.wikipedia.org/wiki/Real_estate_mortgage...

    A real estate mortgage investment conduit (REMIC) is "an entity that holds a fixed pool of mortgages and issues multiple classes of interests in itself to investors" under U.S. Federal income tax law and is "treated like a partnership for Federal income tax purposes with its income passed through to its interest holders".