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  2. Car insurance premium: what is a premium and how is it ... - AOL

    www.aol.com/finance/car-insurance-premium...

    A quote is the amount of money a car insurance company predicts it will charge for a policy, and it’s based on the coverage package you select and the information you give during the application ...

  3. Gross premiums written - Wikipedia

    en.wikipedia.org/wiki/Gross_premiums_written

    Insurance companies often purchase reinsurance from another insurance company to protect themselves against the risk of a loss above a certain threshold; the cost of reinsurance (reinsurance premiums) is deducted from gross premiums written to arrive at net premiums written. Net premiums written is the sum of all types of insurance premiums ...

  4. Mid-term adjustment - Wikipedia

    en.wikipedia.org/wiki/Mid-Term_Adjustment

    The change to the policy may cause a change in the premium: an increase is often called AP (for an additional premium) whereas a decrease is often called RP (returned premium). An additional transaction may also be payable to cover e.g. costs for revised insurance documents.

  5. Deposit premium - Wikipedia

    en.wikipedia.org/wiki/Deposit_premium

    A deposit premium is the amount of money required by an insurer to initiate a policy whose premiums aren't fixed, but are determined after the policy term by multiplying a premium rate by the amount of sales, payroll, or some other metric. The deposit amount is typically the estimate of what will be the final premium.

  6. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Understand your needs: Knowing what you’re looking for in a home insurance policy may help you narrow down a list of potential companies and help you get a more accurate quote.

  7. Car insurance rates are nuts right now. Here’s how to lower ...

    www.aol.com/finance/car-insurance-rates-nuts-now...

    Auto insurance costs are up more than 22% since this time last year. It may be time to take that defensive driving course and bank the discount. Car insurance rates are nuts right now.

  8. List of U.S. states by standard octane ratings - Wikipedia

    en.wikipedia.org/wiki/List_of_U.S._states_by...

    Regular Unleaded Mid-Grade Unleaded Premium Unleaded Notes Alabama: 87 89 93 Alaska: 87 88.5 90 Arizona: 87 89 91 Arkansas: 87 89 91/93 Northwest Arkansas primarily sells 87/89/91 octane. 93 octane is available at select Kum & Go's in the Northwest and Central regions of the state. California: 87 89 91 Colorado: 85 87 91 Connecticut: 87 89 93

  9. What is a policyholder for insurance: What you need to know

    www.aol.com/finance/policyholder-182439124.html

    Coverage type. What it covers. Liability. This coverage steps in if you or a listed driver on your policy causes property damage and/or injuries to another person caused by an accident in which ...