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  2. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    While most negative information falls off your credit report after seven years, it doesn’t mean your credit is automatically clear. Some items, like bankruptcies, can remain for up to 10 years.

  3. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    Here are a few steps you can take to get old debt off your credit report. 1. Get all three of your credit reports ... either reframe your credit bureau letter with copies of your documentation to ...

  4. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    Key takeaways. Common credit report errors include on-time payments wrongly reported as late or the same debt listed multiple times. If you find errors on your credit report, you can file a ...

  5. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

  6. What debts can’t be removed from your credit report? - AOL

    www.aol.com/finance/debts-t-removed-credit...

    Type of debt. Length of time on report (after payoff) Credit card. Up to 7 years. Student loans. Up to 7 years. Foreclosures. Up to 7 years. Money owned to/guaranteed by the government

  7. Repair Your Credit Without Spending a Dime - AOL

    www.aol.com/repair-credit-without-spending-dime...

    Between getting bills paid off (even if not at 100%), and getting old negative information off your credit report, you will go a long way toward having a solid credit rating again. Pay off -- or ...

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