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Employer-sponsored health insurance is partially paid for by businesses on behalf of their employees as part of an employee benefit package. Most private (non-government) health coverage in the US is employment-based. Nearly all large employers in America offer group health insurance to their employees. [71]
Health insurance coverage is provided by several public and private sources in the United States. Analyzing these statistics is challenging due to multiple survey methods [13] and persons with multiple sources of insurance, such as those with coverage under both an employer plan and Medicaid. [1]
The federal government's health insurance plan would have been financed entirely by premiums without subsidy from the federal government, [5] although some plans called for government seed money to get the programs started. [6] President Barack Obama promoted the idea of the public option while running for election in 2008. [7]
Historically, health insurance in Nigeria can be applied to a few instances: government-paid health care provided and financed for all citizens, health care provided by government through a special health insurance scheme for government employees and private firms entering contracts with private health care providers. [73]
Short-term health insurance is a type of health insurance available outside of the ACA marketplace. With monthly costs ranging from around $100 to $300, these plans might sound like a great deal.
As of April 14, 2020, 11.41 million people had signed up through the health insurance marketplaces. [5] Private non-ACA health care exchanges also exist in many states, responsible for enrolling 3 million people. [6] These exchanges predate the Affordable Care Act and facilitate insurance plans for employees of small and medium size businesses.
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