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Gale Cincotta (December 28, 1929 – August 15, 2001), a community activist from the Austin neighborhood of Chicago, led the national fight for the US federal Home Mortgage Disclosure Act (HMDA) of 1975 and the Community Reinvestment Act (CRA) of 1977. [1] The CRA requires banks and savings and loans to offer credit throughout their entire ...
Jose Cha Cha Jimenez. José "Cha Cha" Jiménez (born August 8, 1948) is a political activist and the founder of the Young Lords Organization, a Chicago -based street gang that became a civil and human rights organization. [1][2] Started in September 23, 1968, it was most active in the late 1960s and 1970s. Born in Caguas, Puerto Rico, Jiménez ...
v. t. e. Redlining is a discriminatory practice in which financial services are withheld from neighborhoods that have significant numbers of racial and ethnic minorities. [2] Redlining has been most prominent in the United States, and has mostly been directed against African-Americans.
A nearly 80-year-old law intended to put distressed and tax-delinquent Chicago-area properties back to productive use has done little to improve or solve racial inequities in the city's Black and ...
Today, Englewood is home to at least a few generations of families who fought to live there among White residents during a period of redlining of Chicago neighborhoods in the 1930s.
The Case for Reparations. Ta-Nehisi Coates. " The Case for Reparations " is an article written by Ta-Nehisi Coates and published in The Atlantic in 2014. The article focuses on redlining and housing discrimination through the eyes of people who have experienced it and the devastating effects it has had on the African-American community.
Discipline. Real estate economics. Homer Hoyt (June 14, 1895 – November 29, 1984) was an American economist known for his pioneering work in land use planning, zoning, and real estate economics. [2] He conducted notable research on land economics and developed an influential approach to the analysis of neighborhoods and housing markets.
Owing to redlining, African-Americans usually did not qualify for mortgages from banks and savings and loan associations. Instead, they resorted to land installment contracts at above market rates to buy a house. Land installment contracts were historically predatory agreements in which buyers made payments directly to sellers over a period of ...