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Drivers who do not carry car insurance cannot take advantage of Michigan’s mini-tort law, which would allow them to recoup up to $3,000 from the at-fault driver to cover vehicle damage.
Understanding Michigan car insurance laws is key to ensuring that you are meeting the requirements and are legally permitted to drive within the state. ... This is because Michigan is a no-fault ...
As of July 1, 2020, PIP coverage is required in Michigan for all drivers except for certain Medicare members who choose to opt out of PIP insurance. Under the new no-fault law, Michigan gives ...
In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12] Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000 ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Months into her first term, Gov. Gretchen Whitmer signed into law in May 2019 an overhaul of Michigan's no-fault auto insurance system with a goal of lowering premiums that, by many measures, were ...
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
The ruling from the Court of Appeals in the high-profile no-fault car insurance law case is likely to be appealed to the Michigan Supreme Court.