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Understanding Michigan car insurance laws is key to ensuring that you are meeting the requirements and are legally permitted to drive within the state. ... This is because Michigan is a no-fault ...
As of July 1, 2020, PIP coverage is required in Michigan for all drivers except for certain Medicare members who choose to opt out of PIP insurance. Under the new no-fault law, Michigan gives ...
Because Michigan is a no-fault state, drivers are required to carry personal injury protection (PIP) and property protection insurance (PPI). Michigan car insurance minimum requirements
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12] Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000 ...
A survey conducted this April by the Insurance Alliance of Michigan, an industry group, found Michigan drivers making the following choices for their no-fault medical coverage: Unlimited PIP: 62% ...
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