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  2. TransUnion CIBIL - Wikipedia

    en.wikipedia.org/wiki/TransUnion_CIBIL

    It is influenced by various factors such as past settlements of loans or credit cards, delayed payments or overdue amounts, and unpaid loans. If your CIBIL score is low, it becomes significantly harder to obtain any type of loan. However, CIBIL scores can be improved, [10] though this process usually takes about 4–8 months. To achieve a good ...

  3. How to get a small dollar loan: 3 steps to find one and apply

    www.aol.com/finance/small-dollar-loan-3-steps...

    Small dollar loans are short-term, low-cost installment loans of under $2,500 geared toward borrowers with little to no credit. They’re highly regulated on federal and state levels so the ...

  4. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    Low-income loans exist but great rates are rarer. ... as defaulting can have serious impacts on your credit score. If you cannot get a personal loan, alternatives include secured loans and credit ...

  5. 3 steps to choosing a small dollar loan & 3 alternatives

    www.aol.com/finance/3-steps-choosing-small...

    According to a Pew study of small loan lending, most major banks offer maximum loan amount options of $500, $750 and $1,000, with minimum loan sizes of $10 to $250. Credit unions and community ...

  6. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0. CIBIL credit score takes time to build up and usually it takes between 18 and 36 months or more of credit usage to obtain a satisfactory credit score.

  7. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The FICO Small Business Scoring Service (SBSS) score is used to evaluate small business credit applicants. [38] This score can evaluate the personal credit report of a business owner along with the business credit report of the business itself. Financial information of the business may be evaluated as well.

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