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2. Do credit card hardship programs really work? - AOL

   www.aol.com/news/2010-11-10-do-credit-card...

   If you're struggling to pay your credit card bills each month, getting help from a credit card hardship program may sound like the perfect solution. But getting into one and reaping the benefits ...

3. How does deferring a loan affect my credit score? - AOL

   www.aol.com/does-deferring-loan-affect-credit...

   For those with credit cards, car loans, or personal loans, making sure to stay on top of those payments can be critical to a credit score. Remember, payment history accounts for 35% of a FICO® Score.

4. How a Credit Card Hardship Program Can Help During a Crisis - AOL

   www.aol.com/credit-card-hardship-program-help...

   A credit card hardship program could offer the help you need paying your bill. Issuers don’t advertise them much, but here’s how one works. This was originally published on The Penny Hoarder ...

5. What happens if you don’t pay your secured credit card bill?

   www.aol.com/finance/happens-don-t-pay-secured...

   This might not be an option for you if the missed payments on your secured card have already damaged your credit score. Most balance transfer credit cards require a good credit score of at least ...

6. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   Foreclosure damages your credit score and remains on your report for seven years. Credit card debt forgiveness. Credit card forgiveness is a rarity. Card issuers typically expect individuals to ...

7. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   Even though canceling a credit card can temporarily lower your credit score by reducing your available credit and the average length of your credit history, it sometimes makes sense to cancel a ...

8. 5 Surprising Things That Hurt Your Credit Scores - AOL

   www.aol.com/news/2011-06-07-5-surprising-things...

   We all know that making late payments or having credit card accounts in collections can hurt your credit scores. But you might be shocked to learn that a lot of other seemingly innocent actions ...

9. Is closing a credit card bad? - AOL

   www.aol.com/finance/closing-credit-card-bad...

   Key takeaways. Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit.