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  2. How to get preapproved for a mortgage - AOL

    www.aol.com/finance/preapproved-mortgage...

    Mortgage preapproval vs. mortgage final approval. ... For a federally insured FHA loan, you’ll need a minimum score of 580 with a down payment of 3.5 percent. Other government loans, such as VA ...

  3. How to find the best FHA mortgage lender - AOL

    www.aol.com/finance/best-fha-mortgage-lender...

    While the hard cutoff for approval of an FHA loan is a credit score of 500, Fleming says some lenders won’t work with you if your credit score is below 580. Others set even higher minimums, so ...

  4. Mortgage prequalification vs. preapproval: How to time these ...

    www.aol.com/finance/mortgage-prequalification-vs...

    Preapproval: What it is and how it works. Preapproval is a much more comprehensive process than prequalification. Mortgage preapproval is a lender's conditional commitment to offer you a specific ...

  5. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

  6. FHA loan requirements for 2024: Here’s how to qualify - AOL

    www.aol.com/finance/fha-loan-requirements-2024...

    If your score is below 600, be prepared to find an FHA-approved lender who can put your application through manual underwriting, since getting approved can get more challenging the lower your ...

  7. How to get a mortgage - AOL

    www.aol.com/finance/mortgage-180956822.html

    FHA loans: FHA loans, insured by the Federal Housing Agency (FHA), have more flexible financial requirements than conventional loans. They require a 3.5 percent down payment, a credit score of at ...

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