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You must freeze your credit with each credit bureau. The easiest way to freeze your credit is online through each credit bureau's website. ... you can contact Equifax by phone at 1-888-298-0045 to ...
The best way to go about freezing your credit is creating an account with the three big credit bureaus: Experian, Equifax and TransUnion. These agencies are also recommended by the U.S. government .
At the three big credit bureaus, Experian, Equifax and TransUnion, placing a security freeze on your credit file is easy, according to cybersecurity expert David Malicoat.
The first state to pass a credit freeze law was California, with SB 1386 sponsored by Debra Bowen in 2002, effective 2003. [17] In late 2007, all three of the major credit bureaus (following TransUnion's lead) announced that they would let consumers freeze their credit reports, regardless of the state of residency. [18]
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Freezing your accounts at the three major credit bureaus is the best way to prevent thieves from opening new credit accounts in your name.
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