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2. Mortgage rate locks: What they are, how they work — and why ...

   www.aol.com/finance/what-is-mortgage-rate-lock...

   Note the length of your mortgage rate lock to ensure it covers you through your closing date. Close on your new home. Sign the final paperwork and get your keys to your new home!

3. Closing on a house: What to expect - AOL

   www.aol.com/finance/guide-closing-house-expect...

   6. Confirm your closing date. The next step is to confirm your closing date. This is the date when the seller will be fully moved out of the home, and you will be able to move in. Keep in mind ...

4. ‘Cash to close’: What it means and how it works - AOL

   www.aol.com/finance/cash-close-means-works...

   Per diem mortgage interest: Per diem interest is the amount of interest you owe between the day you close and the day you begin making payments on your mortgage, typically on the first of the ...

5. Closing costs - Wikipedia

   en.wikipedia.org/wiki/Closing_costs

   The monthly mortgage payment is calculated and payable on a specified day each month. If the closing does not actually fall on that specified date (which is usually the case), then an adjustment must be made to calculate the interest on the loan for the number of extra days until the first payment is due.

6. Closing (real estate) - Wikipedia

   en.wikipedia.org/wiki/Closing_(real_estate)

   The closing date is set during the property negotiation phase and is usually several weeks after an offer is formally accepted. [2] At a high level, the closing typically involves the following parties: the seller, the buyer, real estate agents, attorneys (depending on the state), the mortgage lender, and the settlement agency (also known as a ...

7. Closing costs: What are they and how much are they? - AOL

   www.aol.com/finance/closing-costs-much-175340844...

   Key takeaways. Mortgage closing costs are the fees associated with buying a home that you must pay on closing day. Closing costs typically range from 2 to 5 percent of the total loan amount, and ...

8. Good faith estimate - Wikipedia

   en.wikipedia.org/wiki/Good_faith_estimate

   901 - Interest for days X $ per day; This is the prepaid interest for a mortgage loan. 902 - Mortgage Insurance Premium; This is the prepaid mortgage insurance premium, if needed. This is the insurance premium some lenders charge for loans with little equity. 903 - Hazard Insurance Premium

9. No-closing-cost mortgage: How it works and how to decide if ...

   www.aol.com/finance/no-closing-cost-mortgage...

   Case in point: Using the previous scenario, if you borrow $400,000 over 30 years at a 7 percent interest rate and pay your $12,000 closing costs out of pocket on closing day, the total cost of ...