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  2. How to protect yourself from debt relief and credit scams - AOL

    www.aol.com/finance/debt-relief-credit-scams...

    A legitimate credit repair company typically charges a monthly fee. It may charge a “first-work fee” to cover the time spent reviewing your credit report and determining a course of action ...

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

  4. The laws behind credit repair - AOL

    www.aol.com/finance/laws-behind-credit-repair...

    In addition, the FCRA entitles consumers to a free credit report from each of the three major credit bureaus once every 12 months, allowing you to stay informed about your credit health without an ...

  5. Different credit repair options: How they work and how to choose

    www.aol.com/finance/different-types-credit...

    Credit counseling may be a good option if your credit score is low for legitimate reasons — like payments you truly did miss or using all your available credit — and you want guidance to get ...

  6. What are credit repair companies and how do they work? - AOL

    www.aol.com/finance/credit-repair-companies...

    Using a credit repair company can make this process easier, but it also comes at a cost. Also, remember that fake credit repair companies are a common scam. Understand what companies can and can ...

  7. FreeCreditScore.com - Wikipedia

    en.wikipedia.org/wiki/FreeCreditScore.com

    An MSNBC.com investigation of the website called it "misleading", "deceptive" and a "scam". [4] The program has also been identified as a scam by ConsumerFraudReporting.org. [5] [6] The advertising practices of FreeCreditReport.com were specifically addressed in the Credit CARD Act of 2009. Now any company who advertises a “free credit report ...

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