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  2. Mortgage and refinance rates for Feb. 4, 2025: Average 30 ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    These figures are higher than a year ago, when rates averaged 6.63% for a 30-year term and 5.94% for a 15-year term. “The 30-year fixed-rate has hovered between 6% and 7% for most of the last ...

  3. How does my credit score affect my loan chances? - AOL

    www.aol.com/finance/does-credit-score-affect...

    A good credit score can increase your chances of approval and help you qualify for lower interest rates. ... a personal loan. Having a good credit score — either a FICO score of 670 or a ...

  4. I Just Paid Off My Auto Loan. Here's Why My Score Went Down

    www.aol.com/just-paid-off-auto-loan-124513036.html

    Even so, it was too much to pay in cash, and since this was the era of ultra-low-interest financing, I got a car loan with a sub-4% interest rate. Well, earlier in 2024 I finished paying the loan ...

  5. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

    www.aol.com/best-auto-loan-rates-first-160019538...

    For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates.The average auto loan rate for someone with excellent credit is 5.25%, according to ...

  6. Should You Wait To Buy a Car Until Interest Rates Fall? - AOL

    www.aol.com/finance/wait-buy-car-until-interest...

    When buying a car, one rule of thumb is the 20/4/10 guideline, which suggests putting 20% down on a 4-year car loan, with monthly payments that do not exceed 10% of your monthly income.

  7. Mortgage and refinance rates for Jan. 30, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    The 30-year fixed purchase rate dipped under 7.00%, while 15-year fixed rates dropped under 6.30%, continuing a weeklong decline that's good news for prospective homebuyers waiting for lower ...

  8. Refinancing to a 15-year mortgage: What to consider - AOL

    www.aol.com/finance/refinancing-15-mortgage...

    Learn more: Current 15-year refinance rates. Pros of refinancing to a 15-year mortgage. Lower interest rate: The interest rates on 15-year fixed loans are lower than those on 30-year mortgages ...

  9. Mortgage and refinance rates for Nov. 18, 2024: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.

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