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Liability insurance is the primary requirement, covering damage and injuries you cause others in an auto accident. Common liability limits are $25,000 per person, $50,000 per accident for...
Across the United States, the average liability limits total $90,000 on average, with limits of around $18,000 for property damage, $26,000 for bodily injury per person, and $52,000 per accident. But remember, that’s an average; see your state’s exact required limits below.
Yes, you’re obligated to get the minimum amount of car insurance required to drive in your state, but how much coverage you purchase largely depends on your own financial situation.
The best way to protect yourself financially the recommended car insurance coverage is $100,000 per person, $300,000 per accident in bodily injury liability and $100,000 per accident in property damage liability. But what do 100/300/100 car insurance policy limits mean?
Your car insurance liability limits—which is typically as much as $500,000 for bodily injury liability— may not be enough if you cause an auto accident that results in extremely expensive ...
Most drivers should purchase full coverage car insurance with liability limits of 100/300/100. If you don’t purchase adequate liability insurance coverage, you’ll be legally liable for any damages beyond your policy’s liability limits.
What does liability car insurance cover? What are the different situations where liability insurance coverage applies? What doesn’t liability insurance cover? How much does...
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related to: auto insurance liability limits recommended