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Loans are limited to $20,000 and have a 20-year term at a 1% interest rate. Owners of age 62 or more may qualify for grants of up to $7,500 to pay for needed repairs that remove a health or safety hazard. To qualify for the grants, the elderly must be unable to obtain affordable credit elsewhere.
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The Southern District's program also includes the utilization of a document processing program called the DMM Portal. Participants in the LMM program will use this secure online portal for the exchange of documents and communication. This program will help ensure that documents sent between the lender and the borrower and not lost or misplaced.
The Home Affordable Modification Program (HAMP) is a government program introduced in 2009 to respond to the subprime mortgage crisis.HAMP [10] is part of the Making Home Affordable program (MHA), [11] established in concert with the Hardest Hit Fund program (HHF) [12] under the Troubled Asset Relief Program (TARP), a part of the Emergency Economic Stabilization Act of 2008. [13]
The program can reduce payments by up to 20 percent and move past-due payments to your principal balance instead of making it due upfront. The Flex Modification program makes your loan current ...
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