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Wide range of annuity types available. Competitive variable annuity fees. Cons: Three out of the nine annuities offered are only available to investment advisors and marketing organizations ...
Retirement Annuity Choices A woman making a list of questions to identify the best type of retirement annuity for her needs. Annuities come in many varieties with a broad menu of different options.
Advantages: A deferred annuity helps you set up an income stream when you need it, typically in retirement. You can fund the annuity over time, instead of with a single lump sum.
An immediate retirement annuity is an annuity that is purchased in a single lump sum, and payments on it begin immediately (30 days to 12 months), after the entry into force of the contract (there is no accumulation phase). An immediate annuity is good for turning a large amount of money into a source of permanent income (some kind of pension).
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Most Americans build retirement savings through individual retirement accounts or employer-sponsored plans such as 401(k)s. But another option is an annuity, which is designed to provide a steady ...
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