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  2. Dishonoured cheque - Wikipedia

    en.wikipedia.org/wiki/Dishonoured_cheque

    An NSF check may be referred to as a bad check, dishonored check, bounced check, cold check, rubber check, returned item, or hot check. Lost or bounced checks result in late payments and affect the relationship with customers .

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  4. Substitute checks in the United States - Wikipedia

    en.wikipedia.org/wiki/Substitute_checks_in_the...

    A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check.

  5. Substitute check - Wikipedia

    en.wikipedia.org/wiki/Substitute_check

    A substitute check or cheque, also called an image cash letter (ICL), clearing replacement document (CRD), [1] or image replacement document (IRD), [2] is a negotiable instrument used in electronic banking systems to represent a physical paper cheque (check).

  6. What Is a Canceled Check? What You Need To Know - AOL

    www.aol.com/canceled-check-know-225201459.html

    Canceled Checks vs. Returned Checks. A returned check is a check that does not go through because the issuing bank declines it. This could be for varying reasons, but most likely, it is due to the ...

  7. Check 21 Act - Wikipedia

    en.wikipedia.org/wiki/Check_21_Act

    The Check 21 Act took effect one year later on October 28, 2004. The law allows the recipient of a paper check to create a digital version of the original, a process known as check truncation, into an electronic format called a "substitute check", thereby eliminating the need for further handling of the physical document. The recipient bank no ...

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