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  2. How interest rate changes affect debt - AOL

    www.aol.com/finance/interest-rate-changes-affect...

    Most U.S. adults carry some form of debt ranging from credit cards, mortgages and auto loans to student loans and personal loans. Knowing how interest rate changes affect debt can help you make ...

  3. Can you use a personal loan to buy a car? - AOL

    www.aol.com/finance/personal-loan-buy-car...

    Unsecured personal loan interest rates tend to be higher than auto loan rates. But if you have outstanding credit, you may qualify for a competitive interest offer. Some personal loans come with ...

  4. Here's how the Fed's rate decision affects mortgages, auto ...

    www.aol.com/article/2015/12/14/heres-how-the...

    One expert observed that changes in the rate can have a 'significant, though not a perfect relationship with changes in interest rates on consumer loans.' Here's how the Fed's rate decision ...

  5. Pros and cons of emergency loans: How to tell if one is right ...

    www.aol.com/finance/pros-cons-emergency-loans...

    Interest rates You could pay a higher interest rate than a credit card if you have a very low credit score. Read the fine print: Some alternative payday personal loan lenders may charge triple ...

  6. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loans often come with lower interest rates than credit cards. As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent.

  7. Pros and cons of refinancing a car: Is it right for you? - AOL

    www.aol.com/finance/pros-cons-refinancing-car...

    The cost of keeping your vehicle on the road each month is a challenge for many. Monthly payments on cars have soared — an average monthly payment of $533 for used vehicles and $726 if you buy ...

  8. Fixed vs. variable interest rates: How these rate types work ...

    www.aol.com/finance/fixed-vs-variable-interest...

    Financial products that typically come with fixed interest rates include: Traditional certificates of deposit. Fixed-rate mortgages. Home equity loans. Personal loans. Auto loans. Small business loans

  9. Credit card, car loans, and mortgage payments have all been ...

    www.aol.com/credit-card-car-loans-mortgage...

    For each major type of loan—credit cards, auto loans and mortgages—payments have increased by at least 8% since 2022. Inflation and rising interest rates have played a big role in rising ...