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Mold is a common problem, but with proper maintenance, you can prevent mold from getting out of hand. You can often smell the musty odor of mold before you see it or feel a slimy substance when ...
Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.
Homes covered by an HO-2 Broad policy accounted for 5.15%, which covers only specific named perils. The remaining 2% includes the HO-1 Basic and the HO-8 Modified policies, which are the most limited in the coverage offered. HO-8, also known as older home insurance, is likely to pay only actual cash value for damages rather than replacement. [13]
Home insurance also covers other potential costs, like liability coverage in case someone is injured on your property and additional living expenses coverage if your home is uninhabitable due to a ...
Renters insurance commonly covers around $30,000 in property damage and $100,000 in liability coverage. Keep in mind that you may need more or less, depending on the value of your personal property.
Asthma is also a problem that comes with lower-quality housing, since more air pollution, dust, mold, and mildew are more likely to occur. [21] Housing discrimination has led to climate differences between neighborhoods. A study found that formerly redlined neighborhoods are several degrees hotter than non-redlined neighborhoods. [72]
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The owner of the home wanted to convert the land to commercial use but held an estate limiting the land to residential purposes. The court held that the neighboring properties had sufficiently changed the nature of the area and allowed the estate holder to convert the land despite the existence of potential ameliorative waste.