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  2. What to do if the life insurance company denies your claim - AOL

    www.aol.com/finance/life-insurance-company...

    Accidental death and group life insurance: These policies often exclude deaths involving drugs or alcohol. If the insured was under the influence at the time of an accident, the claim might be ...

  3. How to track unclaimed life insurance - AOL

    www.aol.com/finance/track-unclaimed-life...

    Using the NAIC Life Policy Locator, you can submit a request with the legal name, date of birth, Social Security number and date of death for the deceased person to find a life insurance policy or ...

  4. Insurance fraud - Wikipedia

    en.wikipedia.org/wiki/Insurance_fraud

    As more and more insurance amendments can be performed online or over the telephone, identity theft has become an enabling crime that can lead to the amendment of life insurance terms to benefit a fraudster; for example, by adding a second stolen identity as a new beneficiary. [37] Life insurance fraud may involve faking death to claim life ...

  5. What happens if you lie on your life insurance application? - AOL

    www.aol.com/finance/happens-lie-life-insurance...

    Discover what happens if you’re not honest on your life insurance application.

  6. Accidental death and dismemberment insurance - Wikipedia

    en.wikipedia.org/wiki/Accidental_death_and...

    Unlike traditional life insurance, which only pays out in the event of death, AD&D insurance provides additional coverage in case the insured experiences a serious injury or loses a limb or other body part due to an accident.

  7. Corporate-owned life insurance - Wikipedia

    en.wikipedia.org/wiki/Corporate-owned_life_insurance

    Corporate-owned life insurance (COLI), is life insurance on employees' lives that is owned by the employer, with benefits payable either to the employer or directly to the employee's families. Other names for the practice include janitor's insurance and dead peasants insurance .

  8. What are life insurance exclusions? - AOL

    www.aol.com/finance/life-insurance-exclusions...

    Additionally, life insurance policies have a contestability period, in which life insurance companies can investigate your application and deny claims. This period is typically one to two years ...

  9. Wrongful death claim - Wikipedia

    en.wikipedia.org/wiki/Wrongful_death_claim

    Wrongful death is a type of legal claim or cause of action against a person who can be held liable for a death. [1] The claim is brought in a civil action, usually by close relatives, as authorized by statute. In wrongful death cases, survivors are compensated for the harm and losses they have suffered after losing a loved one.

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