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2. What is joint borrowing? - AOL

   www.aol.com/finance/joint-borrowing-190834758.html

   Only your personal income can be considered for a personal loan without listing your spouse as a co-applicant. Joint borrowing vs. co-signed loan Joint borrowing and co-signing may seem like the ...

3. How to get a debt consolidation loan with bad credit

   www.aol.com/finance/debt-consolidation-loan-bad...

   Joint applicants (also called co-borrowers or co-applicants) take on the debt with the primary borrower and have joint ownership of the balance. Secured loans. These loans require some form of ...

4. How To Get a Personal Loan: A Step-by-Step Guide - AOL

   www.aol.com/personal-loan-step-step-guide...

   Personal loans are unsecured loans that can be used for a variety of expenses and typically have lower interest rates than payday loans or high-interest credit cards. Lenders approve consumers...

5. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Personal loan annual percentage rates (APRs) can range from just below 8 percent all the way up to 35.99 percent, depending mostly on your credit score.

6. Where to get a personal loan - AOL

   www.aol.com/finance/where-personal-loan...

   The average interest rate on a three-year personal loan from a credit union is 10.58 percent, according to September 2023 data from the National Credit Union Administration (NCUA). However, the ...

7. Loan officer - Wikipedia

   en.wikipedia.org/wiki/Loan_officer

   Meet with loan applicants to gather personal information and answer questions; Explain different types of loans and the terms of each type to applicants; Obtain, verify, and analyze the applicant's financial information, such as the credit rating and income level; Review loan agreements to ensure that they comply with federal and state regulations