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2. How to pay off a personal loan faster - AOL

   www.aol.com/finance/pay-off-personal-loan-faster...

   Key takeaways. Making extra payments or picking up a side job are effective ways to pay off a personal loan faster. Tightening your budget or refinancing your loan can also help with early payoff.

3. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   Home equity line of credit calculator. ... If you plan to pay your loan ahead of schedule, see if the lender charges any prepayment penalties or fees for paying off your loan early. In some cases ...

4. 5 Strategies for Paying Off Car Loan Early - AOL

   www.aol.com/5-strategies-paying-off-car...

   The best advice for paying off a car loan early: treat it like a mortgage. If you are a homeowner, you have likely heard that making an extra (13th) payment toward your mortgage principal every ...

5. Paying off debt early: Advantages and disadvantages - AOL

   www.aol.com/finance/paying-off-debt-early...

   4. Improve your credit score. Paying off debt decreases your credit utilization ratio, which is the amount of debt you owe relative to your overall available credit. Most lenders and issuers use ...

6. Rule of 78s - Wikipedia

   en.wikipedia.org/wiki/Rule_of_78s

   If the borrower pays off the loan early, this method maximizes the interest paid by applying funds to the interest before principal. The Rule of 78 is designed so that borrowers pay the same interest charges over the life of a loan as they would with a loan that uses the simple interest method. But because of some mathematical quirks, they end ...

7. Should you pay off your car loan early? - AOL

   www.aol.com/finance/pay-off-car-loan-early...

   Paying off a car loan early can save you money — provided the lender doesn’t assess too large a prepayment penalty and you don’t have other high-interest debt. Even a few extra payments can ...