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2. This Florida woman bought a flood insurance policy for $8,600 ...

   www.aol.com/finance/florida-woman-bought-flood...

   The ghost of claims past. This Florida woman bought a flood insurance policy for $8,600 — but after her home flooded during Tropical Storm Debby, her nearly $100K claim was denied due to a major ...

3. ‘It turned ugly quick’: North Carolina mayor says daughter ...

   www.aol.com/finance/turned-ugly-quick-north...

   However, for those with a National Flood Insurance Program (NFIP) policy, the payout is significantly higher — the average claim payout during that period exceeded $66,000.

4. This Florida couple’s home was flooded during Hurricane ...

   www.aol.com/finance/florida-couple-home-flooded...

   This Florida couple’s home was flooded during Hurricane Helene — paid insurance for 12 years but a 3.5-inch step down to living room meant claim was denied.

5. National Flood Insurance Program - Wikipedia

   en.wikipedia.org/wiki/National_Flood_Insurance...

   The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development.

6. Flood insurance - Wikipedia

   en.wikipedia.org/wiki/Flood_insurance

   Flooding resulting from Hurricane Katrina. Nationwide, only 20 percent of American homes at risk for floods are covered by flood insurance. [2] Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood.

7. Did Ian damage your house? Here’s how to make ... - AOL

   www.aol.com/did-ian-damage-house-homeowners...

   Here’s how to make homeowners and flood insurance claims. Mary Dimitrov. September 30, 2022 at 5:38 PM. As Hurricane Ian pushed through the Lowcountry, ...

8. Condition of average - Wikipedia

   en.wikipedia.org/wiki/Condition_of_average

   Illustration of the partial payout of Sum Insured against probability of occurrence. Condition of average (also called underinsurance [1] in the U.S., or principle of average, [2] subject to average, [3] or pro rata condition of average [4] in Commonwealth countries) is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured.

9. Should you return a partial payout from a home insurance claim?

   www.aol.com/finance/return-partial-payout-home...

   Claim type. New average annual premium. Increase from national average. $12,000 wind claim. $2,381 +$95. $5,000 theft claim. $2,414 +128. $80,000 fire claim. $2,408