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  2. Retail floorplan - Wikipedia

    en.wikipedia.org/wiki/Retail_floorplan

    Most car dealerships use a floorplan facility to finance their inventory and factor the cost of the facility into the price presented to the consumer. The practice of using floorplan loans to finance inventory creates an incentive for the dealers to sell vehicles as quickly as possible in order to reduce the amount of interest that will accrue ...

  3. Buy here, pay here - Wikipedia

    en.wikipedia.org/wiki/Buy_here,_pay_here

    In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]

  4. Car dealerships in the United States - Wikipedia

    en.wikipedia.org/wiki/Car_dealerships_in_the...

    A car dealer orders vehicles from the manufacturer for inventory and pays interest (called flooring or floor planning). Dealer holdbacks are a system of payments made by manufacturers to their dealers. [5] The holdback payments assist the dealer's ability to stock their inventory of vehicles and improve the profitability of dealers.

  5. This is how American car dealers use the '4-square ... - AOL

    www.aol.com/finance/american-car-dealers-4...

    When buying a car, don't let the dealer drive your decision making — and don't let them confuse you. Go in with a clear budget and an understanding of what the car should cost.

  6. Rachel Cruze: 4 Things You Shouldn’t Say When Buying a Car

    www.aol.com/finance/rachel-cruze-4-things-should...

    Instead, knowing the total cost you’re willing to pay for the car is better. Cruze agreed with knowing the total price you want to pay for a car before you enter the dealership. But, she ...

  7. How to save for a car: A step-by-step guide - AOL

    www.aol.com/finance/save-car-step-step-guide...

    2. Calculate your down payment. Before you head to the lot to buy a car, take the time to calculate your down payment.This amount will depend on your unique financial situation and the kind of car ...

  8. Car dealership - Wikipedia

    en.wikipedia.org/wiki/Car_dealership

    Typical car dealership (in this case a Jeep dealer) in the U.S. selling used cars outside, new cars in the showroom, as well as a vehicle entrance to the parts and service area in the back of the building An aerial view of auto dealer's service in Kuopio, Finland Service and repair entrance Auto dealer's service and repair facility Dealer for ...

  9. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly. Indirect financing is arranged by the car dealership where the car is purchased.