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2. How to build credit as a college student

   www.aol.com/finance/build-credit-college-student...

   Using your secured card to make small daily purchases is a great way to build your credit score and have access to unsecured credit cards in the future. Become an authorized user

3. What to state as income on a student credit card application

   www.aol.com/finance/state-income-student-credit...

   A credit card co-signer takes on equal responsibility for your credit card and can offer their income and credit score for your application. The co-signer, unlike an authorized user, ...

4. Co-signer rights & responsibilities: How co-signing works - AOL

   www.aol.com/finance/co-signer-rights...

   Co-signers typically need a credit score of 670 or higher and a debt-to-income ratio of less than 50% to be approved for the loan. What is a co-signer? A co-signer is a person who guarantees the ...

5. How being an authorized user affects your credit - AOL

   www.aol.com/finance/being-authorized-user...

   Authorized users receive credit cards that are connected to the primary cardholder’s line of credit, but they are not responsible for paying off the charges they make on those cards. The person ...

6. What happens to your credit card debt after you die? - AOL

   www.aol.com/finance/what-happens-to-credit-card...

   The fate of credit card rewards after death varies by card issuer. Some companies, like American Express , may allow the executor of the estate to make a one-time points redemption.

7. The Pros and Cons of Adding an Authorized User to Your Credit ...

   www.aol.com/news/pros-cons-adding-authorized...

   If someone you know has bad credit and yours is good, you can help turn things around by adding that person as an authorized user on your credit card account. "Typically, the entire account ...

8. Should you cosign a loan for your child or a loved one? A ...

   www.aol.com/finance/pros-cons-cosigning-loan...

   Additionally, the authorized user does not have to have their own card for the account and can't be held liable for the credit card debt you accrue. FAQs: Cosigning on loans and more

9. Should you use a cosigner to get a loan? The pros and cons - AOL

   www.aol.com/finance/cosigner-loan-pros-cons...

   A cosigner can help you qualify for a loan, but there are risks including impacting the cosigner’s credit score or finances.