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  2. How to unfreeze credit if you lose your PIN - AOL

    www.aol.com/finance/unfreeze-credit-lose-pin...

    If you want to lift a credit freeze on your Equifax, Experian or TransUnion credit reports, you have two options: you can either create a temporary credit freeze lift, which removes the credit ...

  3. What does it mean to freeze your credit? - AOL

    www.aol.com/social-security-number-may-exposed...

    Once frozen, you can select "Manage a Freeze" to temporarily lift or permanently remove a freeze on your account. Alternatively, you can contact Equifax by phone at 1-888-298-0045 to have your ...

  4. Here's how to freeze your credit after Social Security number ...

    www.aol.com/heres-freeze-credit-social-security...

    At the three big credit bureaus, Experian, Equifax and TransUnion, placing a security freeze on your credit file is easy, according to cybersecurity expert David Malicoat.

  5. Credit freeze - Wikipedia

    en.wikipedia.org/wiki/Credit_freeze

    In Canada, this has led to TransUnion and Equifax not offering any form of credit freeze (instead directing consumers to their paid identity monitoring services, which have been described as 'ineffective'), until the passage of Quebec's Bill 53, the Credit Assessment Agents Act. [6] [7] Lifting a credit freeze requires a PIN. [8]

  6. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  7. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [ 1 ] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...

  8. How to protect your deceased loved one’s credit after death

    www.aol.com/finance/protect-deceased-loved-one...

    Equifax Information Services LLC P.O. Box 105139 Atlanta, GA 30348-5139. Times for the credit freeze may vary. ... A credit freeze can be temporarily lifted upon request. However, lifting a freeze ...

  9. 2017 Equifax data breach - Wikipedia

    en.wikipedia.org/wiki/2017_Equifax_data_breach

    An Equifax internal audit in 2015 showed that there was a large backlog of vulnerabilities to patch, that Equifax was not following its own timescales on patching them, that IT staff did not have a comprehensive asset inventory, that Equifax did not consider how critical an IT asset was when prioritising patches, and that the patching process worked on an 'Honour system'.