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  2. New insurance rules mean homeowners throughout California are ...

    www.aol.com/finance/insurance-rules-mean...

    A recent rule change could cause a spike in ... zip code increased 84% in the 12 months ending in September, according to the program’s database. ... for its costs that aren’t covered by ...

  3. LA fires may spark the end to cheap homeowners ... - AOL

    www.aol.com/la-fires-may-spark-end-200410704.html

    The state pool now covers $5.9 billion worth of property in the area. The increasing difficulty of finding insurance coverage prompted state regulators to reassess their approach.

  4. Governor Newsom is banning insurance companies from canceling ...

    www.aol.com/finance/governor-newsom-banning...

    This notice also applies to homeowners who received non-renewal notices between October 9, 2024 and January 7. ... including passing the Net Cost of Reinsurance in Ratemaking Regulation, which ...

  5. Reinsurance - Wikipedia

    en.wikipedia.org/wiki/Reinsurance

    Treaty Reinsurance means that the ceding company and the reinsurer negotiate and execute a reinsurance contract under which the reinsurer covers the specified share of all the insurance policies issued by the ceding company which come within the scope of that contract. The reinsurance contract may obligate the reinsurer to accept reinsurance of ...

  6. Nonadmitted and Reinsurance Reform Act of 2010 - Wikipedia

    en.wikipedia.org/wiki/Nonadmitted_and...

    SLIMPACT would have established a commission that has the power, among other things, to adopt mandatory rules and operating procedures that are binding on the compacting states, such as rules regarding uniform eligibility requirements for foreign insurers to be able to place nonadmitted insurance in a state (i.e., minimum capital and surplus ...

  7. Insurance regulatory law - Wikipedia

    en.wikipedia.org/wiki/Insurance_regulatory_law

    Insurance regulatory law is primarily enforced through regulations, rules and directives by state insurance departments as authorized and directed by statutory law enacted by the state legislatures. However, federal law, court decisions and administrative adjudications also play an important role. [1]

  8. Before the Palisades Fire, many of those homeowners had lost ...

    www.aol.com/palisades-fire-many-homeowners-had...

    Opponents of the rule say that could hike premiums by 40% and doesn't require new policies to be written at a fast enough pace. The state did not provide a cost analysis for potential impact on ...

  9. Cancellation (insurance) - Wikipedia

    en.wikipedia.org/wiki/Cancellation_(insurance)

    Cancellation of an insurance policy before the end of the policy period has the effect of ending the insurance coverage on the date of the cancellation. This can result in a partial return premium which can be calculated in different ways depending on the method specified in the policy.