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The Unsubsidized Stafford Loan and Grad PLUS loan are non-need based loans available for both undergraduate and graduate students who do not qualify for need-based financial aid. [16] Even though these loans are not subsidized, interest rates are set by Congress, the programs are closely supervised, and they provide many protections that ...
The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [1]
Interest accrues during the time the student is in school. PLUS interest rates as of 2017 were 7%. [81] The parents are personally responsible for repayment. The parents sign the master promissory note and are accountable. Parents are advised to consider their monthly payments. Loan documents reflect the repayment schedule for a single year.
Every year, millions of prospective and current college students complete the FAFSA to determine their financial aid for the following school year, including federal loans, grants and work-study ...
FAFSA completion rates were down 40% as of March 29 compared to the same period last year, according to the National College Attainment Network. Congress estimates that FAFSA complications have ...
The Free Application for Federal Student Aid (FAFSA) is a form completed by current and ... for the life-time of the loan. The interest rates for new loans are set ...
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