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  2. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loan fees and penalties can drive up the cost of borrowing. Some loans have origination fees of 1 percent to 12 percent of the loan amount. The fees, which cover loan processing, can ...

  3. Common types of installment loans and their best uses - AOL

    www.aol.com/finance/common-types-installment...

    The best personal loan rates go to those with the highest credit scores. ... you will likely need to check your auto loan options. 3. Student loans ... Pros and cons of installment loans.

  4. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  5. Debt consolidation vs. debt payoff vs. debt counseling: What ...

    www.aol.com/finance/debt-consolidation-vs-debt...

    馃挕 Expert tip: To save money on your consolidation loan, consider lenders like LightStream or Discover or PenFed that don't charge origination fees. Also, check if your lender offers rate ...

  6. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Before you decide to work with a hard money lender, consider the pros and cons of this financing option: Pros of hard money loans. Flexible loan terms: Hard money lenders tend to be flexible when ...

  7. Best mortgage lenders for bad credit in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-bad...

    Availability: All U.S. states Loans offered: Conventional, jumbo, FHA, VA, USDA Credit requirements: 620 for conventional loans, 640 for FHA loans, 680 for VA loans Down payment minimum ...

  8. Pros and cons of debt consolidation: Is it a good idea?

    www.aol.com/finance/pros-cons-debt-consolidation...

    Pros and cons of debt consolidation. You can consolidate nearly every type of consumer debt, including medical debt, personal loans, credit cards and student loan debt. However, consolidation ...

  9. Personal loans vs. credit cards: Which is better for you? - AOL

    www.aol.com/finance/personal-loans-vs-credit...

    Pros and cons of a personal loan Knowing the pros and cons of a personal loan can help you make a well-informed decision before using this form of financing. Green circle with a checkmark inside

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