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  2. Federal Family Education Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Family_Education...

    PLUS loans made beginning July 1, 2006: 8.5% in FFEL Program; 7.9% in DL Program. For PLUS loans made before July 1, a variable rate applies (with a 9.00% cap). The House passed a resolution in May 2013 to tie student loan rates to free market loan rates. Every year, student loan interest rates will adjust to fit the market. subsidized and ...

  3. PLUS Loan - Wikipedia

    en.wikipedia.org/wiki/PLUS_Loan

    Repayment may be deferred while at least a half-time student; however, the unpaid interest is added to the principal. The interest rate is currently fixed at 6.28% and charged from the date of the first disbursement until the loan is paid in full. For undergraduate students, the loan is a commitment by the parent, rather than the student.

  4. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    An education loan is a loan taken out by the student (or parent) to pay for educational expenses. Unlike scholarships and grants, this money must be repaid with interest. Educational loan options include federal student loans, federal parent loans, private loans, and consolidation loans.

  5. Types of student loans - AOL

    www.aol.com/finance/types-student-loans...

    Direct Subsidized Loan. Direct Unsubsidized Loan. Direct PLUS Loan. Private student loan. Type. Federal. Federal. Federal. Private. Interest rate. 6.53% (2024-25)

  6. Comparing Private Student Loans vs. Federal: Which Is ... - AOL

    www.aol.com/finance/comparing-private-student...

    Direct subsidized loans: These loans offer better rates to undergraduate students who can demonstrate need. Direct unsubsidized loans: Undergrad and graduate students can apply without having to ...

  7. Subsidized vs. Unsubsidized Loans: Which Is Better for ... - AOL

    www.aol.com/finance/subsidized-vs-unsubsidized...

    Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Most students need to ...

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