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  2. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    As with any form of credit, the key is to repay the loan responsibly. Consistent on-time payments will help keep your score healthy. And just like a car loan or credit card, applying for a ...

  3. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Online lending marketplaces like LendingTree and Credible allow you to compare multiple offers for free by filling out a form with basic personal information. These lending sites are convenient ...

  4. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    A secured loan is a form of debt in which the borrower pledges some asset (i.e., a car, a house) as collateral. A mortgage loan is a very common type of loan, used by many individuals to purchase residential or commercial property.

  5. How To Get a Personal Loan: A Step-by-Step Guide - AOL

    www.aol.com/personal-loan-step-step-guide...

    Personal loans are unsecured loans that can be used for a variety of expenses and typically have lower interest rates than payday loans or high-interest credit cards. Lenders approve consumers...

  6. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    It is also possible to subcategorize on whether the loan is a secured loan or an unsecured loan, and whether the rate of interest is fixed or floating. Promise to Repay Forms of loan agreements vary tremendously from industry to industry, country to country, but characteristically a professionally drafted commercial loan agreement will ...

  7. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...

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