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2. Do you need a down payment to refinance your mortgage? - AOL

   www.aol.com/finance/down-payment-refinance...

   Even though you don’t need a down payment to refinance, you do have to pay for it. Refinancing comes with closing costs. The average refinance closing costs total around $5,000 , according to ...

3. How much is a down payment on a house? - AOL

   www.aol.com/finance/much-down-payment-house...

   Loan Type. Down Payment Minimum. Conventional conforming loan. 3 percent. Jumbo loans. 10 percent. FHA loan. 3.5 percent. VA loan. Zero percent. USDA loan. Zero percent

4. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...

5. Refinance rates for Friday, December 27, 2024 - AOL

   www.aol.com/finance/mortgage-and-refinance-rates...

   Rates on a 15-year mortgage stand at an average 6.35% for purchase and 6.35% for refinance, up 20 basis points from 6.15% for purchase and 19 basis points from 6.16% for refinance over the past week.

6. Do I really need a 20 percent down payment for a house? - AOL

   www.aol.com/finance/really-20-percent-down...

   The median price for an existing home in the U.S. was $379,100 as of January 2024. A 20 percent down payment on a home at this price would come to $75,820. Regardless of price or loan type, though ...

7. What is a down payment? - AOL

   www.aol.com/finance/down-payment-180952544.html

   A home down payment is the part of a home’s purchase ... The requirement for a down payment protects both the homebuyer and mortgage lender. ... FHA loans require a down payment of 3.5 percent ...