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  2. Can you remove hard inquiries from your credit report? - AOL

    www.aol.com/finance/remove-hard-inquiries-credit...

    A credit inquiry, sometimes known as a credit pull, is a request to look at your credit report. Inquiries happen when individuals or companies want to know more about your financial health ...

  3. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    FICO also reports that hard credit inquiries can remain on your credit report for up to two years. However, when FICO calculates your credit score, it only considers credit inquiries made in the ...

  4. How to Read a Credit Report to Find the Red Flags - AOL

    www.aol.com/read-credit-report-red-flags...

    The credit report consists of five elements: personal information, credit history, credit inquiries, public records, and the credit score. In general, you should be checking the credit report for ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    [citation needed] Credit inquiries that were made by the consumer (such as pulling a credit report for personal use), by an employer (for employee verification), or by companies initiating pre-screened offers of credit or insurance do not have any impact on a credit score: these are called "soft inquiries" or "soft pulls", and do not appear on ...

  6. My Credit Score Dropped 20 Points: Should I Be Worried ... - AOL

    www.aol.com/finance/credit-score-dropped-20...

    Kullberg added, “Avoid unnecessary new credit applications to prevent further impacts from hard inquiries.” Stay Patient “Hard credit inquiries fall off your report relatively quickly in the ...

  7. What debts can’t be removed from your credit report? - AOL

    www.aol.com/finance/debts-t-removed-credit...

    Revolving credit (credit card accounts and lines of credit). Soft and hard inquiries from lenders and creditors. Personal information such as your name, date of birth and Social Security number.

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