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Financial literacy is an ability to effectively manage the economic well-being of individuals with knowledge and financial skills. [ 12 ] The Government Accountability Office definition (2010) is "the ability to make informed judgments and to take effective actions regarding the current and future use and management of money.
These financial resources can be in the form of investment or personal use assets, passive income, income generated from side jobs, inheritance, pension and retirement income sources, and varied other sources. The concept of financial independence goes beyond just having enough money or wealth.
Well-being is the state that egoists seek for themselves and altruists aim to increase for others. [20] Many disciplines examine or are guided by considerations of well-being, including psychology, ethics, economics, medicine, and law. [21] The word well-being comes from the Italian term benessere. It entered the English language in the 16th ...
The synonyms are grouped into synsets with short definitions and usage examples. It can thus be seen as a combination and extension of a dictionary and thesaurus. While it is accessible to human users via a web browser, [2] its primary use is in automatic text analysis and artificial intelligence applications.
1. Norway: 71% (tie) Northern European countries, in general, have the highest financial literacy. Norway's 71% financial literacy may have to do with the fact that youth receive financial ...
A comprehensive financial literacy curriculum provides basic knowledge and skills in personal financial management, such as budgeting, saving, investing, managing credit, retirement planning, and consumer awareness, enabling individuals to make informed financial decisions. [7] [2] Free financial literacy curricula, widely offered by government ...
“Less positive cash flow, fewer savings, and lower credit all highlight the challenges renters often face in trying to build stronger financial well-being,” notes the report, from the Aspen ...
The dictionary and thesaurus in Dictionary are in an XML format, but make use of precompiled binary index files to access the XML file directly. Therefore, the lexicon cannot easily be modified. However, the user can add new words to the macOS system-wide spell checker , which uses its own lexicon.