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The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]
The Real Estate Consumer Protection Enhancement Act, which is meant to create a more transparent and buyer-friendly housing market, officially went into effect in New Jersey Aug. 1, resulting in ...
The HUD-1 Settlement Statement is a standardized mortgage lending form in use in the United States of America on which creditors or their closing agents itemize all charges imposed on buyers and sellers in consumer credit mortgage transactions. The HUD-1 (or a similar variant called the HUD-1A) is used primarily for reverse mortgages and ...
Its session laws are published in the Acts of the Legislature of the State of New Jersey, commonly known as the Laws of New Jersey, [4] which are codified in the New Jersey Statutes (N.J.S.), [5] also referred to as the Revised Statutes (R.S.), [5] which are in turn published in the New Jersey Statutes Annotated (N.J.S.A.). [6]
Of New Jersey's 21 counties, 17 had an increase in median listing prices from October 2023. And when compared with September 2024, 14 counties had an increase in median listing prices.
The New Jersey Department of Corrections operates 13 major correctional or penal institutions, including seven adult male correctional facilities, three youth facilities, one facility for sex offenders, one women's correctional institution and a central reception and intake unit; and stabilization and reintegration programs for released inmates.
The real estate market in New Jersey is sending mixed signals, according to the New Jersey Real Estate Network. On one hand, a 12.5% year-over-year increase in median sales prices across all...
Consumer Assistance and Contact/Complaint Resolution. Informal complaint resolution, including responses to general consumer inquiries. Divisions: All. Institutional Examinations. Examinations of all state-chartered financial institutions and insurance companies. Divisions: Banking, Financial Services, Insurance, Real Estate, Securities.