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  2. Verification of employment - Wikipedia

    en.wikipedia.org/wiki/Verification_of_employment

    Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003). Lenders require complete ...

  3. Mortgage application: What’s included and how to prepare - AOL

    www.aol.com/finance/mortgage-application...

    Most lenders in the U.S. use the Uniform Residential Loan Application, but you might come across another similar application in the process of finding financing for a home. All applications have ...

  4. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    1003 — Uniform Residential Loan Application; 1004 — Uniform Residential Appraisal Report; 1005 — Verification Of Employment (VOE) 1006 — Verification Of Deposit (VOD) 1007 — Single Family Comparable Rent Schedule; 1008 — Transmittal Summary; Copy of deed of current home; Federal income tax records for last two years

  5. Mortgage origination - Wikipedia

    en.wikipedia.org/wiki/Mortgage_origination

    Take application: this step is initiated by a borrower and results in an application to borrow money to purchase a real estate property that includes details of the mortgage product, property specifications, borrower information and supporting documentation. The application is filled out by the borrower, either through self-services or with the ...

  6. Good faith estimate - Wikipedia

    en.wikipedia.org/wiki/Good_faith_estimate

    This is the charge for processing the loan – collecting the buyer's application, running credit, collecting pay stubs, bank statements, ordering appraisal, title, etc. This is often referred to as a "junk fee" and does not need to be included. 811 - Underwriting Fee; This is the cost of the loan underwriter (approver).

  7. VA loan - Wikipedia

    en.wikipedia.org/wiki/VA_loan

    The VA loan application is a standardized loan application form 1003 issued by Fannie Mae also known as Freddie Mac Form 65. It is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements on a VA loan application under the provisions of Title 18, United States Code, Section 1001, et seq.

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