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  2. Recurring deposit - Wikipedia

    en.wikipedia.org/wiki/Recurring_deposit

    The rate of penalty will be fixed upfront. Interest is compounded on a quarterly basis in recurring deposits. One can avail of loans against the collateral of a recurring deposit up to 80 to 90% of the deposit value. [2] The rate of interest offered is similar to that of a regular fixed deposits. [2]

  3. Fixed deposit - Wikipedia

    en.wikipedia.org/wiki/Fixed_deposit

    A fixed deposit means that the money cannot be withdrawn before maturity unlike a recurring deposit or a demand deposit. Due to this limitation, some banks offer additional services to FD holders such as loans against FD certificates at competitive interest rates. Banks may offer lesser interest rates under uncertain economic conditions. [1]

  4. HDFC Bank - Wikipedia

    en.wikipedia.org/wiki/HDFC_Bank

    On 4 April 2022, HDFC Ltd announced that it would merge with HDFC Bank, marking India's largest-ever M&A deal. [24] [25] As part of the merger, HDFC Ltd would transfer its home loan portfolio to HDFC Bank, while the bank offered depositors of HDFC Ltd the choice of either withdrawing their money or renewing their deposits with the bank at the interest rate that the bank was then offering.

  5. Fixed vs. variable interest rates: How these rate types work ...

    www.aol.com/finance/fixed-vs-variable-interest...

    Interest rate changes are among the only means that the federal government has to control the U.S. economy. Typically, the Federal Reserve raises interest rates to help lower prices during a time ...

  6. Real interest rate - Wikipedia

    en.wikipedia.org/wiki/Real_interest_rate

    The real interest rate is the rate of interest an investor, saver or lender receives (or expects to receive) after allowing for inflation. It can be described more formally by the Fisher equation, which states that the real interest rate is approximately the nominal interest rate minus the inflation rate.

  7. Time deposit - Wikipedia

    en.wikipedia.org/wiki/Time_deposit

    Time deposits normally earn interest, which is normally fixed for the duration of the term and payable upon maturity, though some may be paid periodically during the term, especially with longer-term deposits. Generally, the longer the term and the larger the deposit amount the higher the interest rate that will be offered. [1]

  8. Interest rate - Wikipedia

    en.wikipedia.org/wiki/Interest_rate

    The annual interest rate is the rate over a period of one year. Other interest rates apply over different periods, such as a month or a day, but they are usually annualized. The interest rate has been characterized as "an index of the preference . . . for a dollar of present [income] over a dollar of future income". [1]

  9. In rural America, heart disease is increasingly claiming ...

    www.aol.com/rural-america-heart-disease...

    Heart disease death rates in rural America are rising among younger people, increasing the rural-urban divide, according to research in the Journal of the American College of Cardiology.