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2. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Potential debt reduction: Debt settlement may reduce the total amount you owe, providing relief from debt burdens. However, the fees of settlement and late fees can sometimes inflate your debt ...

3. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   Use Bankrate’s debt consolidation calculator to find out how much money you could save on interest. Debt consolidation loans also come with a perk: If you make the monthly payments in full and ...

4. Paying off debt in tough financial times - AOL

   www.aol.com/finance/paying-off-debt-tough...

   A payoff calculator can help you determine which method will make the most impact. Know your options for debt modification. If your financial situation changes, you may want to consider modifying ...

5. Cram down - Wikipedia

   en.wikipedia.org/wiki/Cram_down

   U.S. bankruptcy law provides for an automatic stay of any legal process against debtors or their assets (except perhaps legal process involving criminal law or family law) while bankruptcy is pending, but because U.S. bankruptcy courts cannot cram down loans secured by primary residences, creditors are able to file motions for relief from the ...

6. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Debt relief companies are agencies that use a combination of tools, including counseling and debt settlement services, to help you get out of debt faster in exchange for a fee. Many require you to ...

7. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Bankruptcy is a legal process that provides relief from overwhelming debt by liquidating assets or creating a repayment plan. Chapter 7 bankruptcy is ideal for unsecured loans (such as credit card ...

8. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Here’s when you might consider using a debt relief program: If you’re behind on loan or credit card payments. If it’s a monthly struggle to pay what you owe.

9. Alternatives to debt relief - AOL

   www.aol.com/finance/alternatives-debt-relief...

   5 alternatives to debt relief. A good debt relief company could potentially save you money by negotiating your debts with your creditors for you — but there’s no guarantee that all your debts ...