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  2. Strawman theory - Wikipedia

    en.wikipedia.org/wiki/Strawman_theory

    The belief in the strawman articulates with the redemption movement's fraudulent debt and tax payment schemes, which imply that money from the secret account (known in some variations of the theory as a "Cestui Que Vie Trust" [25]) can be used to pay one's taxes, debts and other liabilities by simply writing phrases like "Accepted for Value" or ...

  3. Straw borrower - Wikipedia

    en.wikipedia.org/wiki/Straw_borrower

    A straw borrower is a United States term for an individual whose name, social security number, and credit history are used to hide the identity of the organizers of a for-profit mortgage fraud scheme. Straw buyers are also used in order to obtain a residential mortgage for a person who would not qualify for the loan, frequently a family member ...

  4. List of scams - Wikipedia

    en.wikipedia.org/wiki/List_of_scams

    In a twist on the Nigerian fraud scheme, the mark is told they are helping someone overseas collect debts from corporate clients. Large cheques stolen from businesses are mailed to the mark. These cheques are altered to reflect the mark's name, and the mark is then asked to cash them and transfer all but a percentage of the funds (their ...

  5. 10 credit card mistakes to avoid in 2025 - AOL

    www.aol.com/finance/10-credit-card-mistakes...

    The minimum payment is usually a set amount or percentage of the balance and paying it will keep you from having late payments, but it won’t do much to help you get out of debt. Making only ...

  6. Dave Ramsey nailed it: “A high credit score does NOT equal ...

    www.aol.com/dave-ramsey-nailed-high-credit...

    There is a right way and a wrong way to build credit, so the key is to avoid debt while being responsible with your cards. The right cash back credit card can earn you hundreds, or thousands of ...

  7. How to pay off your credit card debt: A step-by-step game ...

    www.aol.com/finance/how-to-pay-off-credit-card...

    For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

  8. Credit card fraud - Wikipedia

    en.wikipedia.org/wiki/Credit_card_fraud

    A fake automated teller slot used for "skimming". Credit card fraud is an inclusive term for fraud committed using a payment card, such as a credit card or debit card. [1] The purpose may be to obtain goods or services or to make payment to another account, which is controlled by a criminal.

  9. These experts say not all debt is bad: Here’s how to make ...

    www.aol.com/finance/experts-not-debt-bad-debt...

    3 ways you can use debt to improve your financial health. Before taking out that loan or applying for new credit, take a moment to consider what you might gain from it.